Remaining this period
Rs —
—
Wife's Salary
—
days away
🇬🇧 UK / Europe Trip
UK + Europe — 3 weeks
Target Rs 3,50,000 · late 2027–2028
Common Savings Reserve
SBM Common Savings
Emergency buffer · Car fund · CIM reserve
Rs 40,000
Plan: Rs 30k for car service Jun · Rs 10k holds until Dec · CIM clears with bonus
Next Event
Salary Day Records
Auto-saved when all steps are completed. Both of you see the same records here.
Savings Roadmap
Rs 40,000 in Common Savings ✓
Rs 30,000 earmarked for car service + tyres end of June. Rs 10,000 stays as reserve until December.
Car budget
Rs 30,000
from common savings
Reserve kept
Rs 10,000
until Dec bonus
Car plan breakdown
Creta first service (~25k km)Rs 10,000
End of June 2026 · Hyundai dealer
4 tyres replacementRs 20,000
End of June 2026 · estimate
After car spend: common savings drops to Rs 10,000. December bonus replenishes everything.
Full debt freedom
March 2032
Rs 72,048/mo freed — complete financial freedom 🚀
Upcoming Events
December 2026 — Double Salary Plan
Rs 2,38,000 Windfall 🎉
Clear her credit card-Rs 7,500
Clear CIM remaining (~Rs 10k)-Rs 10,000
ABSA emergency top-up-Rs 15,000
UK Trip Fund injection-Rs 30,000
Replenish common savings-Rs 30,000
Buffer remaining~Rs 1,45,500